Enterprise Core Banking Platform

Core Banking Software for Banks, MFIs, & SACCOs

A single, cross-platform core banking application designed for all roles and operating systems—eliminating the need for separate software. Power executives, branch tellers, credit officers, and field agents from one unified system with multi-factor authentication (2FA), biometric verification, and Enterprise SSO. Seamlessly manage credit portfolios, deposits, treasury cash, multi-currency general ledgers, and real-time reporting across Windows, macOS, Linux, iOS, Android, and web environments.

Leadership

Guided by banking experience — arNowX is developed under the leadership of a senior banker active since 1988, with international exposure and deep expertise in operations and credit.

Bank-Grade Identity & Access Management (IAM)

Enforce enterprise security with 2FA (OTP/Push), Biometric Login (Face ID / Fingerprint), Google & Enterprise SSO (Microsoft Entra / Okta), and 1,800+ Granular Role Permissions for complete audit compliance.

From Executive to Field Officer — Same App, Same Ledger

Stop buying separate tools for head office, branch, and field. Every role signs into the same arNowX application; access is controlled by role, not by a different product.

One application for every role

No separate apps to build, deploy, and maintain for executives, tellers, or field officers.

Same ledger · role-based access

One live institution ledger with segregation of duties built in.

Web, phone, and tablet

Full core banking on browser and mobile — Windows, macOS, Linux, iOS, and Android.

Create · post · approve anywhere

Originate, service, and approve within the same controlled system of record.

19 Settings Modules with 180+ Sub-Modules

Settings 360° is a complete institution setup and day-2 configuration hub — security, organisation, products, accounting, channels, templates, bulk import, and go-live validation.

Engineered for Microfinance & Commercial Banking Scale

Automated Credit & Loan Lifecycle

Origination through servicing — schedules, interest, PAR, and automated GL entries.

Real-Time Financial Intelligence

Executive dashboard plus module command centers for PAR, liquidity, and branch performance.

Bank-Grade Security & Biometric Core Banking

2FA, biometric login, Enterprise SSO, 1,800+ role permissions, immutable audit trails, AML workflows, and examiner-ready reporting.

Selling Points Decision-Makers Search For

Executive Dashboard & Module Command Centers

Institution-wide KPIs and purpose-built dashboards for loans, savings, teller, clients, and more.

Multi-Currency & Comparative Reports

Currencies, exchange rates, trial balance, balance sheet, P&L, and scheduled report packs.

Settings 360° & Pre-Configured Products

Central institution configuration with kit-backed loan, savings, FD, RD, and share products.

Built-In Documentation & Notifications

System-generated legal and ops templates; SMS, email, and management alerts.

Client Self-Service Portal

Member-facing portal for selected digital journeys alongside the staff core.

4-Eyes Approvals & AML

Maker-checker controls, AML workflows, and audit trails for examiners.

Enterprise Modules Built for Modern Financial Institutions

Loan & Credit Management

Complete loan lifecycle control, disbursement tracking, and PAR management.

Savings, Deposits & Shares

Voluntary savings, fixed and recurring deposits, and member share capital.

General Ledger & Accounting

Audit-ready multi-currency accounting with journals, reconciliation, and trial balance.

Teller & Cash Management

Vault, till, and cashier control with allocation and settlement.

Reports, Dashboards & Intelligence

Executive and module dashboards with comparative financial reporting.

Data Migration & Field Collections

Bulk import, groups/centres, and collection sheet generation.

Transform Your Financial Operations with arNowX Core Banking

Book a live demo or request free trial access via the contact form. Partnerships and resellers serving banks, MFIs, NBFCs, and SACCOs are welcome.

Contact: arnowx@svrbabu.com · WhatsApp · Schedule a Demo · Staff Sign In

arNowX

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